From
Industry
Not
Consulting

AI isn't coming.
It's here.
The question is:
are you ready?

FTSE 100 AdvisorFormer Mastercard VPCentral Bank ConsultantMIT Certified (AI & Blockchain)Author of 'Our Moment'Global Payments ExpertAI Transformation LeaderDigital Economy StrategistFTSE 100 AdvisorFormer Mastercard VPCentral Bank ConsultantMIT Certified (AI & Blockchain)Author of 'Our Moment'Global Payments ExpertAI Transformation LeaderDigital Economy StrategistFTSE 100 AdvisorFormer Mastercard VPCentral Bank ConsultantMIT Certified (AI & Blockchain)Author of 'Our Moment'Global Payments ExpertAI Transformation LeaderDigital Economy Strategist
“I don't come to this work from theory, academia, or commentary. I come from industry—from inside organizations where decisions have consequences.”

— Michael Clark

My Approach

Built from Experience, Not Theory

Michael Clark speaking

I don't come to this work from theory, academia, or commentary. I come from industry, from inside organizations where decisions have consequences.

I've built and scaled products globally, owned P&Ls, led large transformation and change programs, designed operating models, navigated regulation, and worked across every function—from marketing and product to technology, data, operations, and people.

A core part of how I work is translating complexity into clarity. I help leadership teams understand complex topics—from AI and data to payments and regulation—through clear narratives and practical, concrete next steps that people across the organization can actually act on.

That experience shapes how I advise. I focus on what actually works inside real organizations, under real constraints, when AI, data, and digital change collide with legacy systems, regulation, incentives, and human behavior.

Areas of Focus

AI Adoption & Data as an AssetFuture of Work & EducationFuture of Money & Digital AssetsNext Gen Banking and Economy

What I Bring

Navigate Change.

01
Core Focus

Turning data into a usable strategic asset

Helping organizations move beyond data ambition into the legal, policy, and operational changes required to make it real.

02

Making AI adoption practical and responsible

Supporting leaders as they move from AI strategy to real-world implementation across products, operations, and regulatory constraints.

03

Redesigning how work actually gets done

Helping organizations rethink roles, structures, and operating models as AI reshapes how businesses function.

04

Preparing for what's next in Money, Banking and Payments

Helping leaders understand the evolution from open banking to digital assets—and how to prepare without overexposure or hype.

05

Focusing investment and effort on what truly matters

Bringing technology-agnostic due diligence to help leaders prioritize what deserves attention, funding, and time.

Our Moment Book

Published Work

Our Moment

A Story of Destiny and Human Potential

What many readers refer to as the Modern Alchemist for the AI Era. Our Moment follows Esra, a boy driven by vision and marked by loss, as he sets out to discover whether humanity can truly shape the future of technology. Lyrical, evocative, and deeply human, Our Moment is a timeless testament to possibility in an age of intelligence.

“Draws an absolute picture of the future for our data, our identity, and our AI. Humanity comes first, then technology. Every executive should read this book.”

— Imran, Verified Reader

“Michael is a phenomenal storyteller with an amazing handle on the subject matter and how we can use it as we move forward with humanity.”

— Gidon, Verified Reader

Explore the Book

Ready to Navigate What's Next?

Whether you're looking for strategic advisory, a keynote speaker, or guidance on AI transformation—let's talk about how I can help.

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